Guides
We are referral-only. These resources help you compare options and prepare faster applications.
Funding Readiness Checklist
A quick checklist to prepare documents and improve time-to-decision.
MCA Cost Explained (and APR)
Understand factor rates, APR, and true cost before you decide.
How to export bank statements (major banks)
Step-by-step exports from common banks to speed up your application.
Cheapest first‑route options
When to try LOC, AR/invoice, or equipment before MCA.
LOC vs MCA vs Equipment financing
Compare cost, speed, and requirements for common options.
Prep for lender callbacks
What to have ready and how to answer to move faster.
DSCR Explained: Debt Service Coverage Ratio
Understand DSCR requirements for business loans and how to improve your ratio.
Payment Frequencies: Daily vs Weekly vs Monthly
Compare payment frequencies for business loans and their impact on cash flow.
LOC APR vs MCA APR: True Cost Comparison
Compare line of credit APR to merchant cash advance costs and understand the differences.
Avoid Predatory Loan Terms: Red Flags to Watch
Learn to identify predatory lending practices and protect your business from unfair terms.
HVAC Business Financing: Equipment, Vehicles, and Growth
Specialized financing options for HVAC contractors including equipment loans, vehicle financing, and working capital.
Trucking Business Financing: Trucks, Fuel, and Operations
Financing options for trucking companies including truck loans, fuel cards, and working capital solutions.