Prep for lender callbacks

Have these ready before calls:

• Purpose of funds, amount range, timing needed.
• Average monthly deposits and seasonality notes.
• Any recent NSFs or large one-off deposits explained.
• If equipment: quotes and vendor contact.

How to answer

• Direct, consistent numbers matching your statements.
• If uncertain, say you’ll confirm by email after checking.
• Ask for total payback, fees, and any prepayment discounts in writing.