How FairlyFunded works
One simple application unlocks two paths: fast funding when you need money now, and a 0% interest, $0 fee AdamMoney line that grows automatically through your card processing. We show you both paths transparently so you can choose what’s best for your business today.
Path 1 — Fast funding
- • Decisions as fast as 24 hours
- • No minimum credit score or time in business
- • Apply once, we match you to approved options
Path 2 — AdamMoney safety net
- • Use AdamMoney for processing
- • We recycle fees into a growing, no‑fee, 0% line
- • Line grows ~3–5% monthly with activity
Transparency at every step
- • We are an introducer and software platform (not a lender or arranger).
- • We disclose our referral compensation and never increase your cost versus going direct.
- • Offers are shown side by side with total cost: APR for loans and lines, factor plus total payback for MCAs and revenue based finance, itemized fees.
Read more on our Transparency page.