10/1/2025
LOC APR vs MCA APR: The Real Cost
Understand how to compare line-of-credit APR to merchant cash advance factor rates so you do not overpay.
Straightforward explanations on funding options, true cost comparisons, and how to stay lender‑ready.
Understand how to compare line-of-credit APR to merchant cash advance factor rates so you do not overpay.
Convert factor rates to true APR with simple rules of thumb and avoid surprises.
Speed vs. cost: what to expect when you need capital immediately and how to keep terms fair.
A balanced comparison to help you pick the right structure for cash flow and growth.