FF
FairlyFunded

Guides and knowledge

Clear explanations of funding terms, timelines, and tradeoffs. If you want help choosing an option, use the chat.

2025-12-22
LOC APR vs MCA APR: how to compare the real cost

A plain language way to compare lines of credit and merchant cash advances so you can avoid surprises.

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2025-12-21
What is a factor rate?

How factor rates work, how payback is calculated, and what to ask before you sign.

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2025-12-20
MCA vs term loan: when each makes sense

Speed, cost, and flexibility tradeoffs, explained simply.

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2025-12-19
How fast can I get funded?

Realistic timelines for common funding options and what slows deals down.

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2025-12-18
What we need to check eligibility in minutes

The few inputs that unlock a fast, accurate prequalification.

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2025-12-17
Line of credit basics

What a business line of credit is and how it differs from a loan.

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2025-12-16
APR explained in plain language

What APR includes, what it does not, and why fees still matter.

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2025-12-15
Revenue based finance basics

How RBF works and how to compare it to an MCA.

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2025-12-14
What is a holdback percentage?

How daily or weekly remittance affects cash flow.

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2025-12-13
Avoid hidden fees: a quick checklist

Questions to ask so you know your true cost up front.

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2025-12-12
What is FairlyFunded?

How we help you compare options and apply once.

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2025-12-11
Why credit score is not everything

How cash flow and business health can matter more than a number.

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2025-12-10
Documents needed for fast approval

What to prepare to move quickly.

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2025-12-09
Time in business: why it matters

How tenure affects funding options and pricing.

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2025-12-08
How to use funding responsibly

A simple framework for deciding whether funding is worth it.

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2025-12-07
AdamMoney safety net overview

How premium processing can build a 0 percent interest safety net over time.

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2025-12-06
MCA warning signs to watch for

Red flags that can lead to painful repayment pressure.

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2025-12-05
What is stacking?

Why multiple advances can spiral and how to avoid it.

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2025-12-04
Funding for new businesses

What options exist when you are under 12 months in business.

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2025-12-03
Funding for seasonal businesses

How to present seasonal cash flow and avoid mismatched repayment.

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2025-12-02
How prequalification works

What happens after you apply and what you will see.

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