Find the right funding for your business. Fairly.
Pre-qualify in minutes. Compare transparent offers from real lending partners. No hidden fees. No gatekeepers. Just fair access to capital.
FairlyFunded is a lending referral service, not a lender.
Working capital approved for Maple Ridge Daycare
Trusted by business owners across North America
Simple process
Three steps to funding
One application. Multiple offers. Full transparency. No surprises.
Tell us about your business
Fill out one short form. It takes about two minutes and will not affect your credit score.
Compare real offers
See your approved options side by side. Total cost, terms, and fees are all visible on every offer.
Pick what fits and get funded
Choose the offer that works for you. Many businesses receive funds within 24 hours.
Two paths to capital
Choose what fits your business
Whether you need fast working capital or structured growth financing, we connect you with the right offers.
FairCash
Merchant Cash Advance / Revenue Based
Fast, flexible capital when you need it most. Revenue based funding in as fast as 24 to 48 hours with no minimum credit score.
FairGrowth
Term Loans / Growth Financing
Structured term financing for businesses ready to scale. Predictable payments, lower rates, and terms up to 60 months.
Check in 30 seconds
See what you qualify for
Answer three quick questions and instantly see which funding products fit your business. No personal information needed.
- No credit check required
- Instant results
- See estimated funding range
Do I qualify?
3 quick questions. No credit check.
What is your average monthly revenue?
Why founders choose us
Built different, on purpose
Traditional lenders make it hard. We built a system that makes it simple, transparent, and fair for everyone.
Transparent pricing
Every cost is disclosed upfront. APR, factor rates, total payback, and our referral compensation. No hidden fees ever.
Zero application fees
Apply for free. Compare offers for free. There is no cost until you accept an offer and get funded.
AI powered matching
Our platform automatically matches your business profile to the best available offers from our lending network.
Fast automated decisions
Our platform processes applications in minutes, not weeks. Many businesses get funded within 24 hours of approval.
Your data stays yours
Industry standard encryption. We never sell your information. Shared only with the partners reviewing your application.
Minority founded
Built by a founder who understands the barriers. Minority, disability, immigrant, and faith aligned businesses are welcome here.
Common questions
Got questions? We have answers.
No. Our lending partners look at your business health and cash flow, not just a number. New, thin, or challenged credit is welcome.
Many approvals complete within 24 hours. Some programs take longer depending on the product. We will always let you know what to expect.
No. We are a software and referral platform. Independent, licensed lending partners make all credit decisions and fund you directly. We show you their offers with full cost transparency.
Our partners offer term loans, lines of credit, merchant cash advances, revenue based financing, equipment financing, and SBA loans. The options shown to you depend on your business profile and what you qualify for.
Yes. We use industry standard encryption for all data in transit and at rest. We never sell your personal information. Your data is shared only with the lending partners reviewing your application.
Ready to get started?
Apply in 2 minutes. Get offers in as fast as 24 hours.
No hard credit check. No application fees. No obligations. Fill out the form and see what options are available for your business.
- No minimum credit score required
- Compare multiple offers side by side
- Full cost transparency on every option
- Your data is encrypted and never sold
- Funding in as fast as 24 hours
Get pre-qualified
No hard credit check. Free. Takes 2 minutes.
Your business deserves a fair shot
Join the founders who stopped waiting for permission and started building with the funding they needed.
Start your free applicationFairlyFunded is a lending referral service, not a lender. All credit decisions are made by independent lending partners.