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No hard credit check to apply

Funding that works for every founder

Built by a minority founder who understands the barriers. FairlyFunded is a fully automated, self-service funding platform with transparent rates and fair offers for businesses of every background.

No fees. No obligations. Takes 2 minutes.

24h
Fastest funding
$0
Application fees
0
Minimum credit score
100%
Cost transparency

Simple process

Three steps to funding

One application. Multiple offers. Full transparency. No surprises.

1

Tell us about your business

Fill out one short form. It takes about two minutes and will not affect your credit score.

2

Compare real offers

See your approved options side by side. Total cost, terms, and fees are all visible on every offer.

3

Pick what fits and get funded

Choose the offer that works for you. Many businesses receive funds within 24 hours.

Two paths to capital

Choose what fits your business

Whether you need fast working capital or structured growth financing, we connect you with the right offers.

FairCash

Fast, flexible capital when you need it most. Revenue-based funding in as fast as 24 hours with no minimum credit score.

  • Funding in 24 to 72 hours
  • Revenue-based qualification
  • Flexible daily or weekly repayment
Learn about FairCash

FairGrowth

Structured term financing for businesses ready to scale. Predictable payments, lower rates, and terms up to 60 months.

  • Terms from 6 to 60 months
  • Fixed predictable payments
  • No prepayment penalties
Learn about FairGrowth

Why founders choose us

Built different, on purpose

Traditional lenders make it hard. We built a system that makes it simple, transparent, and fair for everyone.

🛡️

No credit score gatekeeping

Our partners evaluate business health, cash flow, and potential. Your credit score does not define your business.

📊

Transparent from the start

Every cost is disclosed upfront. APR, factor rates, total payback, and our referral compensation. No hidden fees, ever.

Fast, automated decisions

Our platform processes applications in minutes, not weeks. Many businesses get funded within 24 hours of approval.

🤝

Designed for underserved founders

Minority-owned, disability-owned, immigrant-owned, faith-aligned. This platform was built by someone who understands those barriers.

🔒

Your data stays yours

Industry standard encryption. We never sell your information. Shared only with the partners reviewing your application.

💬

Self-service, on your terms

Apply when you want, compare at your own pace, and decide without pressure. No cold calls. No sales pitch.

Our mission

Designed by a minority founder, for every founder

FairlyFunded exists because the system was not built for people like us. Too many qualified business owners get overlooked because of a credit score, a background, or a bias baked into outdated processes. We built something better.

This platform is fully automated. No human gatekeepers deciding who deserves a chance. No hidden criteria. No bias in the process. Just a fair, transparent system that evaluates your business on its real potential.

Minority-owned businesses

Disability-owned businesses

Immigrant-owned businesses

Faith-aligned businesses

FairlyFunded welcomes all founders. We exist to level the playing field.

Common questions

Got questions? We have answers.

Is there a minimum credit score?
No. Our lending partners look at your business health and cash flow, not just a number. New, thin, or challenged credit is welcome.
How fast can I get funding?
Many approvals complete within 24 hours. Some programs take longer depending on the product. We will always let you know what to expect.
Does FairlyFunded lend money directly?
No. We are a software and referral platform. Independent, licensed lending partners make all credit decisions and fund you directly. We show you their offers with full cost transparency.
What types of funding are available?
Our partners offer term loans, lines of credit, merchant cash advances, revenue based financing, equipment financing, and SBA loans. The options shown to you depend on your business profile and what you qualify for.
Is my data safe?
Yes. We use industry standard encryption for all data in transit and at rest. We never sell your personal information. Your data is shared only with the lending partners reviewing your application.

Ready to get started?

Apply in 2 minutes. Get offers in 24 hours.

No hard credit check. No application fees. No obligations. Fill out the form and see what options are available for your business.

  • No minimum credit score required
  • Compare multiple offers side by side
  • Full cost transparency on every option
  • Your data is encrypted and never sold
  • Funding in as fast as 24 hours

Get pre-qualified

No hard credit check. Free. Takes 2 minutes.

By submitting, you agree to be contacted and to our terms and privacy policy.

Your business deserves a fair shot

Join the founders who stopped waiting for permission and started building with the funding they needed.

Start your free application
Get funded now