One application. Fast answers. Fair options.
Apply now — funding as fast as 24 hours with no minimum credit score
Most owners assume bad credit means no chance. Not here. We pre‑qualify in minutes without a hard check and show you every option you're approved for. In parallel, AdamMoney builds a 0% interest, no‑fee business line through your card processing — your financial safety net.
- • Funding decisions in as fast as 24 hours
- • No minimum credit score or time in business
- • One application covers all programs
- • No borrower fees — 100% referral model
- • Multiple lenders competing for your deal
Get pre-qualified in minutes
No hard credit check. One application covers all programs. We'll show every approved option side by side.
Why founders choose FairlyFunded
We underwrite on business health, not just a number.
No hidden fees. Know your cost and timeline from day one.
Data-driven processing to get you an answer quickly.
Every swipe builds your AdamMoney safety net
Use AdamMoney for card processing and we recycle a portion of fees into a no‑interest, no‑fee, non‑recourse business line that grows monthly. When life happens — slow season, emergency repairs, payroll crunch — your safety net is there.
- • 0% interest, $0 fees — funded through processing
- • Line grows automatically 3–5% monthly with activity
- • Works alongside fast funding when you need it now
Already on Square? We can do better
Square Capital charges fixed fees and doesn't grow your line. With AdamMoney processing, repayments are recycled to grow your line monthly — often making your effective cost $0 over time.
- • Premium processing with dedicated support
- • Integrates with nearly every system
- • No fees on your AdamMoney funding line
Fair Access Pledge
We exist to level the playing field. FairlyFunded prioritizes underserved founders — disability‑owned, minority‑owned, immigrant‑owned, and faith‑aligned businesses — with underwriting that looks past credit myths to real operating strength. We'll show you every approved option transparently.