Get funded in as fast as 24 hours
FairCash delivers fast, flexible capital when your business needs it most.
Apply now — it takes 2 minutesCapital on your terms
FairCash is revenue-based financing designed to be fast, transparent, and accessible to every business owner.
Funding in 24-72 hours
From application to cash in your account. No weeks of waiting, no endless paperwork loops.
No minimum credit score
We believe your business performance matters more than a three-digit number. Bad credit, thin credit, no credit — apply anyway.
Revenue-based qualification
We look at your business revenue and cash flow — the real indicators of your ability to repay — not just your personal credit history.
Transparent fee structure
Every cost is shown to you upfront before you commit. Factor rates, total repayment amounts, and effective APR — all visible, all clear.
No hidden costs
No origination fees buried in fine print. No surprise penalties. No prepayment traps. What you see is what you pay.
Flexible repayment
Choose daily or weekly repayment schedules that align with your cash flow. Repayment adjusts to your revenue so you are never stretched thin.
How FairCash works
From application to funded in four simple steps. No gatekeepers, no guesswork.
Apply in 2 minutes
Fill out a simple application with basic business details. No long forms, no document uploads required to start.
Get matched with offers
Our platform automatically matches you with lending partners whose programs fit your business profile. No human gatekeeper decides.
Pick your terms
Review multiple offers side by side with full cost transparency. Compare factor rates, repayment schedules, and total costs — then choose what works for you.
Receive funds
Once you accept an offer, funds are deposited directly into your business bank account — often within 24 hours.
Who FairCash is for
If traditional lenders have not worked for you, FairCash was built with you in mind.
Steady-revenue businesses
If your business brings in consistent revenue and you need working capital fast, FairCash is built for you.
Seasonal businesses
Revenue ebbs and flows with the season. FairCash gives you capital during slow periods so you can prepare for peak demand.
Turned down by banks
Traditional banks said no. That does not mean your business is not fundable. FairCash looks at your revenue, not just your credit report.
Minority, immigrant & disability-owned businesses
FairlyFunded was built by a minority founder for every founder. No gatekeepers, no bias — just fair access to capital based on your business performance.
How FairCash compares
Not all funding is created equal. See how FairCash stacks up against traditional options.
| FairCash | Traditional Bank Loan | Predatory MCA | |
|---|---|---|---|
| Speed to funding | 24-72 hours | 2-12 weeks | 24-48 hours |
| Minimum credit score | None | 680+ | None |
| Cost transparency | Full upfront disclosure | Varies | Often hidden |
| Hidden fees | None | Possible | Common |
| Repayment flexibility | Daily or weekly | Monthly fixed | Daily fixed |
| Qualification basis | Revenue & cash flow | Credit score & collateral | Revenue |
| Prepayment penalty | None | Sometimes | Full factor owed |
Ready to get funded?
No credit score minimums. No hidden fees. Fast capital from vetted lending partners — on terms you can see before you commit.
Apply now — it takes 2 minutes