Eligibility made simple
We support businesses of all backgrounds, including minority‑owned, disability‑owned, immigrant‑owned, and faith‑aligned founders. There is no minimum credit score. We look at current business health and future potential.
Basic requirements
- • Located in Canada or the U.S.
- • Sole prop, partnership, or corporation
- • Business bank account or intent to open
Helpful signals
- • Stable monthly revenue (any level)
- • Consistent card transactions
- • Positive customer reviews
Youre still welcome if
- • Credit is new, thin, or challenged
- • Time in business is under 12 months
- • Youre rebuilding after a tough season