Funding Readiness Checklist

Use this quick checklist to prepare your documents and improve time-to-decision. We are referral-only and do not charge borrowers. Independent, licensed providers make all decisions.

Company & identity

• Government-issued ID (owner)
• Articles of incorporation / business registration
• Voided cheque or direct deposit form

Revenue & banking

• Last 3 months business bank statements (PDF exports)
• Average monthly deposits ≥ $10k and no more than 6 NSFs in the last 90 days
• Merchant processing statements (if applicable)

Operations

• Time in business ≥ 12 months (or strong recent growth)
• Owner phone and email; best times for lender callbacks
• Purpose of funds (parts, payroll, inventory, equipment, invoices)

Optional (speeds approvals)

• Recent financials (P&L, balance sheet)
• Equipment quotes (if financing equipment)
• Sample invoice/contract (if AR/invoice finance)

Tips

• Export statements as PDFs directly from online banking; avoid photos.
• Answer lender calls within 2 hours to keep files moving.
• No borrower fees — providers pay us if you fund.