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Muscle for Your Business: Gym Funding

Equipment financing and working capital for gyms. Expand your facility or buy new machines.

Updated 2025-11-245 min read
Backed by partners and lenders

Direct Answer: How do gyms finance equipment?

Gyms can use equipment financing to lease or buy machines, using the equipment itself as collateral. Alternatively, working capital loans based on membership dues (recurring revenue) can fund expansion or marketing.


New equipment brings new members, but it costs a fortune. Additionally, the January rush requires marketing spend in December, when cash might be tight.

The Solution: Cash Flow Funding

Leverage your recurring membership revenue. We prefer businesses with steady subscription models like gyms because the revenue is predictable.

How We Help Gym & Fitness Center Funding

Fairly Funded connects you with partners who understand your industry. We look past the FICO score and focus on the health of your business.

Key Use Cases:

  • Equipment: Buy treadmills, squat racks, or pilates reformers.
  • Expansion: Knock down a wall to add a yoga studio.
  • Marketing: New Year's resolution ad campaigns.

Frequently Asked Questions

I have a lot of small transactions. Is that okay? Yes! High transaction volume is actually preferred by our automated underwriting systems.

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