One application. Fast answers. Fair options.
Transparent funding with multi‑lender options and a real safety net
Decisions in as fast as 24 hours. No minimum credit score. We show every approved option side by side and help you pick what fits.
Get pre‑qualified in minutes
No hard credit check. One application covers all programs. We’ll show every approved option side by side.
- • Funding decisions in as fast as 24 hours
- • No minimum credit score or time in business
- • One application covers all programs
Get pre-qualified
No hard credit check. Takes 2 minutes.
Why founders choose FairlyFunded
Underwrite on business health and cash flow, not just a number.
No hidden fees. Know total cost and timeline from day one.
Data‑driven processing gets you an answer quickly.
One application shows approved options side by side.
Programs we work with
Flexible cash for payroll, inventory, and operations.
Acquire or upgrade equipment with terms that match usage.
Unlock cash tied in receivables to smooth cash flow.
Reusable access to funds with interest only on what you use.
Every swipe builds your AdamMoney safety net
Use AdamMoney for card processing and we recycle a portion of fees into a no interest, no fee, nonrecourse business line that grows monthly. When life happens such as a slow season, emergency repairs, or a payroll crunch, your safety net is there.
- • 0% interest and $0 fees, funded through processing
- • Line grows automatically 3 to 5 percent monthly with activity
- • Works alongside fast funding when you need it now
Already on Square? We can do better
Square Capital charges fixed fees and does not grow your line. With AdamMoney processing, repayments are recycled to grow your line monthly, often making your effective cost $0 over time.
- • Premium processing with dedicated support
- • Integrates with nearly every system
- • No fees on your AdamMoney funding line
Fair Access Pledge
We exist to level the playing field. FairlyFunded prioritizes underserved founders — disability‑owned, minority‑owned, immigrant‑owned, and faith‑aligned businesses — with underwriting that looks past credit myths to real operating strength. We’ll show you every approved option transparently.
Ready when you are
Apply in minutes with no hard credit check. We’ll show every approved option and help you choose what fits your plan.