One application. Fast answers. Fair options.
Apply now for funding as fast as 24 hours with no minimum credit score
Most owners assume bad credit means no chance. Not here. We prequalify in minutes without a hard check and show you every option you are approved for. In parallel, AdamMoney builds a 0% interest, no fee business line through your card processing, your financial safety net.
- • Funding decisions in as fast as 24 hours
- • No minimum credit score or time in business
- • One application covers all programs
Get pre-qualified
No hard credit check. Takes 2 minutes.
Why founders choose FairlyFunded
We underwrite on business health, not just a number.
No hidden fees. Know your cost and timeline from day one.
Data-driven processing to get you an answer quickly.
Every swipe builds your AdamMoney safety net
Use AdamMoney for card processing and we recycle a portion of fees into a no interest, no fee, nonrecourse business line that grows monthly. When life happens such as a slow season, emergency repairs, or a payroll crunch, your safety net is there.
- • 0% interest and $0 fees, funded through processing
- • Line grows automatically 3 to 5 percent monthly with activity
- • Works alongside fast funding when you need it now
Already on Square? We can do better
Square Capital charges fixed fees and does not grow your line. With AdamMoney processing, repayments are recycled to grow your line monthly, often making your effective cost $0 over time.
- • Premium processing with dedicated support
- • Integrates with nearly every system
- • No fees on your AdamMoney funding line
Fair Access Pledge
We exist to level the playing field. FairlyFunded prioritizes underserved founders — disability‑owned, minority‑owned, immigrant‑owned, and faith‑aligned businesses — with underwriting that looks past credit myths to real operating strength. Well show you every approved option transparently.